Real estate appraisal services for homeowners in the city of Clinton and Missoula County

Here are the top 7 reasons why MT homeowners hire White Pine Appraisals LLC:

  1. To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge Missoula county's assessment of your property
  3. Remove PMI to cut a monthly mortgage payment
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Verify another appraiser's report
  6. In the case of a MT divorce, where real estate needs to be divided
  7. To determine the true market value of real estate in question to settle an estate in Missoula county or MT

Need help deciding the price of your home in or near Clinton, MT?
Contact White Pine Appraisals LLC.

We at White Pine Appraisals LLC understand the individual needs of a customer seeking appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. As our client, we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at White Pine Appraisals LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value estimation than yours.

Need to cancel PMI?

A popular way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to your lender to have the PMI canceled from your loan. At White Pine Appraisals LLC, we're experts in helping consumers just like you dismiss undesirable PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if your home is not appreciating as much as other houses close to yours. This means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. An appraisal from White Pine Appraisals LLC is your number one weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. This can this be disadvantageous from a cash flow point of view, and damaging to your credit score since it may appear as though that credit line is maxed out. White Pine Appraisals LLC can help you reinstate your home equity line of credit with an expert appraisal.

Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you'd wish to have an expert double-check it for precision or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? White Pine Appraisals LLC offers field reviews where we'll go out and check the subject and comps. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. While usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your property.